By discussing your personal circumstances, you can feel confident you’ve chosen the right approach and that everything is recorded correctly. If you’d like to explore this further, your adviser can spend time in your next meeting helping you build a gifting strategy.
Gift it - IHT By Numbers
Gifting to loved ones can be emotionally rewarding while also helping to reduce your inheritance tax liability.
What are your options for gifting?
Annual allowances
A range of HMRC allowances can help you reduce the value of your estate straight away.
Lump sums
Making lump sum gifts can significantly reduce the value of your estate over time.
Trust planning
Similar to making lump sum gifts but can help retain an element of contol over the gift.
Surplus income
If you regularly have surplus income, gifting some of it could reduce your inheritance tax liability immediately.
Keeping you up to date on the latest views
View all resources-
Giving with purpose
Philanthropy with intention: a smart, flexible solution for lasting impact.
-
The Pulse – August 2026
The market story is changing. While the Magnificent Seven continue to grab the headlines, a far wider range of companies are now driving earnings growth around the world. With opportunities emerging across different sectors, regions and company sizes, discover why diversification could be more important than ever for investors.
-
Colin Lawson
Equilibrium Financial Planning founder Colin Lawson passes away
How we can help you with your plan
