At Equilibrium, we believe everyone deserves access to quality financial planning – no matter where you are on your financial journey. Our Essentials service is designed specifically for individuals and families who are just starting out, as well as those whose financial planning needs are straightforward. If you’re looking for a no-nonsense way to secure your future, our Essentials plan is designed with you in mind.
People starting their financial journey and those seeking guidance to continue building wealth.
Great financial planning should be accessible to everyone who needs it. That’s why we deliver affordable, high-quality advice that makes a real difference.
Perfect for simpler financial needs—young professionals, new families, or anyone ready to get their finances on track.
We provide financial, tax, and investment advice tailored to your goals and circumstances. You will receive an annual telephone or online meeting as part of the service.
We help you set realistic goals - like buying a home, building an emergency fund, or planning for retirement - and regularly review the progress to make sure everything remains on track.
Understand how pensions work, how to invest, and when you can access your savings.
Start investing with confidence—even if you’re new or have limited assets.
Track your assets easily, add all your holdings in one place, and access events, blogs, and insights—all through our secure client portal with built-in messaging.
Our team translates financial jargon into clear, practical guidance.
You don’t need a large portfolio to work with us – Essentials is here for you from the early stages of your journey.
Reach our advisers anytime—by phone or securely online—whenever you need support or your circumstances change.
Providing you with smart tools and expert resources to build confidence and take control of your financial future.
Once you’re on board, you’ll enjoy exclusive access to our educational masterclasses, timely investment insights, and festive Christmas lunches.
A minimum initial fee of £1,620 or 1.5% of the assets invested (whichever applies) is payable at the outset. This fee is charged only once when you first invest. Any future investments you make will be placed without any initial fee.
Minimum ongoing fee of £1,080 p.a. with a price cap of £2,160 p.a.
Offer potentially reduced minimum fees for family members, enabling holistic and connected financial planning across generations.
In this digital age, we’re all connected more than ever, making it even more crucial to ensure our online experiences are safe and secure. Join us for a masterclass and discover the most effective ways to protect yourself online.
Here, we will take you through the different stages of care and share real-life client stories so you can see how this works in practice.
Part of our Law in Order series, this masterclass will provide you with step-by-step guidance on how to create a power of attorney document yourself.
A relaxed padel event bringing clients together for friendly competition in a sociable informal setting.
How can your money benefit your loved ones when they need it most? In this compelling masterclass, Financial Planner Ben Rogers will share transformative strategies to create life-changing outcomes for your loved ones, while potentially saving significant amounts of tax in the process.
Financial expert, Ben Harrison, will provide a gentle introduction to the world of financial planning and investment by sharing his expertise and insights.
Chartered financial planner, Ben Harrison, outlines the five fundamental pillars of constructing a sound financial plan.
Yes, anyone can receive financial advice and no, you don’t have to be retired. Hear about our latest Essentials service from Mark Barlow.
Head of Proposition, Sam Patterson, reveals the hidden tax that will affect the wealth of future generations.
Chartered Financial Planner, Ben Harrison, explains how you can ensure your children are better off than the generation before.
Don’t get caught in the childcare tax trap. Mark Barlow explains that a bonus at work could actually make you worse off, and how to make it work best for you.
